What Does the Bible Say About Debt?
Scripture consistently reveals that debt creates bondage, and God calls His people to freedom—financially and spiritually.
Scripture on Debt
Proverbs 22:7
Old Testament
"The rich rule over the poor, and the borrower is slave to the lender."
Romans 13:8
New Testament
"Let no debt remain outstanding, except the continuing debt to love one another, for whoever loves others has fulfilled the law."
Psalm 37:21
Old Testament
"The wicked borrow and do not repay, but the righteous give generously."
Proverbs 6:1-5
Old Testament
"My son, if you have put up security for your neighbor, if you have shaken hands in pledge for a stranger, you have been trapped by what you said, ensnared by the words of your mouth. So do this, my son, to free yourself, since you have fallen into your neighbor's hands: Go—to the point of exhaustion—and give your neighbor no rest! Allow no sleep to your eyes, no slumber to your eyelids. Free yourself, like a gazelle from the hand of the hunter, like a bird from the snare of the fowler."
Luke 14:28
New Testament
"Suppose one of you wants to build a tower. Won't you first sit down and estimate the cost to see if you have enough money to complete it?"
The Bottom Line
Debt isn't just a financial issue; it's a freedom issue.
Try Today
Write down every debt you owe and commit to paying off the smallest one first—even if it's just an extra $20 this month.
Prayer
Jesus said, 'Ask and it will be given to you' (Matthew 7:7).
Father, You are the God who provides and sets captives free. I confess I've been enslaved by debt, and I need Your wisdom and strength to get out. Show me where I've been foolish with money and give me the discipline to change. Help me trust You more than the security debt falsely promises. In Jesus' name, Amen.
📚 Read Proverbs 6
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